• The Group Health Insurance covers the hospital admission, doctor’s fees, and other medical expenses in case of the employee is admitted in the hospital for more than 24 hours.


  • Coverage:

                                    

Conditions

Married Policy

Pre-Hospitalization

 30 Days

Post Hospitalization

 60 Days

Insurance Amount

 Up to Rs. 4 Lacs

Room Rent (Normal)

 Up to Rs. 4000 per day

Room Rent (ICU)

 Up to Rs. 8000 per day

Family Definition/ Coverage

Employee + Spouse + 2 Children (<25 years)

Ambulance Service

 Up to Rs. 2000 per person

Maternity Benefit (Normal)

 Up to Rs. 35000 for first two children

Maternity Benefit (C-Section)

 Up to Rs. 50000 for first two children

Baby Day 1

 Covered

Pre- Existing Diseases

 Covered

Waiting Period (30 Days/ 1 Year/ 9 Months)

 Waived Off

Employer Contribution

NIL

Employee Contribution

 Rs. 565 per month

Co- Payment

 10% of the claim amount to be paid by the employee

Special Condition

 Claim must be filed within 30 days from the date of completion of treatment. Failure to do so would invite additional 10% co-payment over and above payable amount as per policy terms and conditions.




Conditions

Single Policy

Pre-Hospitalization

 30 Days

Post Hospitalization

 60 Days

Insurance Amount

 Up to Rs. 2 Lacs

Room Rent (Normal)

 Up to Rs. 4000 per day

Room Rent (ICU)

 Up to Rs. 8000 per day

Family Definition/ Coverage

 Only Employee

Ambulance Service

 Up to Rs. 2000 per person

Maternity Benefit (Normal)

 Not Applicable

Maternity Benefit (C-Section)

 Not Applicable

Baby Day 1

 Not Applicable

Pre- Existing Diseases

 Covered

Waiting Period (30 Days/ 1 Year/ 9 Months)

 Waived Off

Employer Contribution

 NIL

Employee Contribution

 Rs. 145 per month

Co- Payment

 10% of the claim amount to be paid by the employee

Special Condition

 Claim must be filed within 30 days from the date of completion of treatment. Failure to do so would invite additional 10% co-payment over and above payable amount as per policy terms and conditions.



Conditions

Microsoft Project Policy

Pre-Hospitalization

 30 Days

Post Hospitalization

 60 Days

Insurance Amount

 Up to Rs. 2 Lacs

Room Rent (Normal)

 Up to Rs. 3000 per day

Room Rent (ICU)

 Up to Rs. 5000 per day

Family Definition/ Coverage

Employee + Parents + Spouse + 2 Children (<25 years)

Ambulance Service

 Up to Rs. 2000 per person

Maternity Benefit (Normal)

 Up to Rs. 35000 for first two children

Maternity Benefit (C-Section)

 Up to Rs. 50000 for first two children

Baby Day 1

 Covered

Pre- Existing Diseases

 Covered

Waiting Period (30 Days/ 1 Year/ 9 Months)

 Waived Off

Employer Contribution

Rs. 1035 per month

Employee Contribution

 NIL

Co- Payment

Not Applicable

Special Condition

 Claim must be filed within 30 days from the date of completion of treatment. Failure to do so would invite additional 10% co-payment over and above payable amount as per policy terms and conditions.





  • How to Avail: